What you should do depends primarily how up for a fight you are and to what extent you fit into the categories of person that lenders have trouble deciding whether to take to court or not. You can see more about these in the Do's and Dont's section of the site (which is in the repossession section).(posted 9171 days ago)We are seeing signs fo some lenders being more prepared to back down but ultimately, it depends on to what extent you are prepared to fight.