My daughter handed back their house keys 6 - 7 years ago. The Nationwide has just written and asked them to settle the debt which stands at #23,400. They have said that they will accept a minimum of 15% (#3450). Does anybody know 1. Will they accept less than 15%? 2. Once settled, are there likely to be any more problems? 3. If so, what should they do to prevent this?(posted 9058 days ago)