Good old Abbey - what a nice bunch they are!!! Seen the latest advert about the guy who wants to keep his hair?..........(posted 9038 days ago)They bought my re-possession debt from another lender - a central bank after I was quite obviously stitched up by a complete git of a financial advisor. I am faced with court action in 2 weeks and have to now make an offer as my barrister has told me that the letters I originally wrot to my lender -C.I.B.C had been used as evidence that iI have admitted liabitliy. Very correct advice you were givien - NEVER enter into any dialogue with any lender if problems occur - my own letters asking for help are now primary evidence apparently acceptable by the judges of this land to make judgements against us!
The 6 year rule....I tripped up on that too. Apparently I should have been able to escape from this but for the tiny fact that a short time after I handed back my keys I sent them a payment to cover my buildings insurance. Thinking that I was behaving in an honourable adult way I was concerned about my responsibility for the property. What a joke!!! Apparently that re-starts the limitations clock so remember folks - in this country it pays to be dishonest and a cheat. You are rewarded for this so I am practising!!!
Good luck and keep us posted
AEM