I was trying to apply for a new mortgage to move and free up some equity to help towards my girlfriend (and her ex's) shortfall claim.But I am now being told that they will not give me a mortgage as I have mortgages at other addresses (which I do not). I can only put this down to my girlfriend receiving a shortfall claim last week at my house and the Halifax trying to make me responsible. Can they do this?I only applied for a mortgage in principle (by email)there were no warnings that a search would be carried out-can they do a search without my authority?(Not that I have anything to hide)Any help urgently appreciated.(posted 8891 days ago)