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Response to Will me and my children be homeless?

from Sue Edwards (sue.edwards@nacab.org.uk)
The court's powers to stop repossession are limited. Only if you can pay the mortgage instalments and an amount to clear the arrears (the longest period possible is the remainder of the mortgage, can the court stop repossession.

If you are unable to make up the shortfall between the DSS payments and the actual repayments, then the court will have to make a possession order. This will usually be "possession in 28 days". This means that after the 28 days are up and if you haven't left by then, your lender can apply for a warrant to evict you and your family. The bailiffs will usually inform you of the date and time of the eviction appointment. Depending on how efficient your lender is and how busy the local court bailiffs are, this date could be anything from 2 weeks after the end of the 28 days or as long as 8 weeks.

(posted 8830 days ago)

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