When my girlfriend came to live with me, she left a lot of her debts behind at her old address. She handed in the keys to her house last February to the Halifax.(posted 8824 days ago)Nothing has been heard from creditors until about 4 months ago, but she ignored the letters.
Now we have split up. Most creditors that have written I have phoned and told that she has gone. But a firm called Westcot Credit keep sending notices and threatening letters "confirming" that she lives here and they wanted their money. I rang them and told them that she had moved out. That didn't stop the letters and I have had a further two from Westcot and one from their solicitors demanding money.
I have written to the solicitors stating that she is not here and I do not appreciate their harrassment and that I would seek legal advice, hoping that this might be the end. But it wasn't!
Two days ago a letter arrived addressed to my ex from a collections agency called "ScotCall". Its for the same debt and they are saying that they will be calling to the house for the money.
Quite frankly I am sick of this. My girlfriend and I split up reasonably amicably and I know that she stayed in the UK for a about a month before leaving to stay in Canada indefinately.
I don't see why I should spend money on a solicitor when I am the innocent party and its money I can ill afford. Is there anything that I can say to these collectors to make them go away?
Any advice would be appreciated.