Dear Michael(posted 8832 days ago)Whilst I cannot give an answer to your query. I can certainly sympathise. My partner had a house repo in October, we are waiting for the shortfall to be calculated and we are going to try to obtain a mortgage once we have agreed on a settlement for the shortfall. I would be very interested to learn how you get on. If you're interested I phoned a lot of the brokers on the (brokers list page of this site) and they gave me some very helpful information. I look forward to hearing from you about your progress. BEST OF LUCK