Voluntary repossessed TEN YEARS AGO!!!!!!!!!!!!

I gave back the keys to my first property when interest rates peaked in 1990.My solicitor who helped me buy the house advised me to do so .I later found out that this solicitor was actually not a solicitor at all he was a fraud posing as a solicitor under an assumed name.I later learned He was being pursued by croydon detectives having dissapeared with #250000 of clients money.Years later the threatening mail started to arrive I took yet more legal advice & was told to ignore it.finally they took me to court without any consultation & the court ordered me to pay #200 per mth.Icould not afford this so I now pay #50 / mth.They say i owe them #40000 how they reached this figure i'll never know.the mortgage was # 84000 they sold the property for #67000 with a shortfall of #17000 I have a ccj for #40000 where do I go from here? Has anyone else settled with the bradford & bingley? How much will they want to settle? As he was not actually a solicitor did i actually own the house?

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