About 10 years ago I handed the keys back to my lender, Halifax B. S., they wrote to me advising that I may be responsible for any shortfall. 3 weeks later they sold the property at a loss of about #50k and wrote advising me of the sale. I have heard nothing else (they cashed in my endowment policies), I moved some 3 years later so if the Halifax wrote to my old address I wouldn't know about it.(posted 8776 days ago)I understand that under the six year rule if they hadn't issued legal proceedings against me I can assume that all is well and can get my blacklisting removed.
How can I find out if the Haliax has issued proceedings against me, I'm concerned that if I contact them I will start the ball rolling again.