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Shared Equity

from Sarah Evans (Sevans8102@aol.com)
In August 1193 i separated from my then husband, I stayed in the matriomonial home and was claiming income support, in july of 1998 i did a moonlight flit from the house and moved in with my now partner, the situation is this, the house i had with my ex husband was bought on shared equity the building society owned 70 percent and the builders the other 30 percent, the house was repossessed in September 1999 ( over a year from when I left it, the situatio i have now is that the council have come after me for the 30 per cent share, I understand that they cannot have any claim on my new partners property because it is in is sole name as is everything else. Thye solicitors acting for the council wrote to me and asked me to fill in an income and expenditure form with details of my incoming and outgoing, i gave them this information and it turned out that i had 14 pounds a month to offer them, they wrote back asking for copies of household bills etc, my wage slips, bank statements etc, rent book, I do not have any of these as the bills are not in my name and my partners asks me for a contribution to our joint living expenses which i pay, but he has said that he is unwiling to disclose any information about the bills because they are in his name and he has nothing to do with the debt.

Yesterday I went to the CAB and was advised that we should put together a joint income and expenditure sheet because apparently we live together they will take his money in to account as well, this does not seem fare to me as how can they touch his money,please can you tell me if they can do this as he has no responsibility for this debt, I have since been advised to hang fire and let them take me to court, i have no assetts and neither does my ex husband.

The man at the CAB told me that they may well do a Public Examination on me (which i a terrified of) but i feel that they should only know about my income and expenditure (I have 3 children 12,10. 8) surely this cannot be the law.

I would be really grateful if you could advise me on this matter, as its causing a lot of ill feeling between myself and my new partner.

(posted 8768 days ago)

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