Im also in the same situation. Seems to me that although there is some good advice in here, one page tells you not to worry and let these companies chase you, another will tell you its all doom and gloom. Surely there is a way of not having to pay. Does anybody have a point to point plan of the best way to deal with this, all in simplified form please.(posted 8765 days ago)Regards and best of luck
Shaun!.