Lending Criteria is a funny old game-you state that it was due to GE CApitol-what makes you so certain-yes perhaps there was a default reg against you by them-but as you state it did not stop you getting a loan from your own bank-who also lend for Mortgages. They have system of points add them up and if your left toe has a corn and your right one has two then you might fail-yet the person with 7 corns might pass.(posted 8711 days ago)Im sure many lenders reading this will jump up-but it just about sums it up. If you can get a 10K loan from your Bank and are in regular employment Then shop around-you should have no problem-if there is an amount owing and it is only small to GE Capitol -just pay it off and have ZERO Balance.
good mortgage hunting
Charles Twford