When you first read this you get the impression that everyone is being nice exept the Builder .So you handed back the keys and they accepted #1600 -we do hope you got this in writing or a consent order from the court via your Solicitor?(posted 8705 days ago)You State you are being allowed to repay this at #50 pounds per month although you are not yet working and appling for income support-How can you make a financial agreement when you are not yet working and dont know your outgoings -Whats happens if you find you cannot afford the #50 per month?
Th bulder yes well he owns 20 per cent of your Flat and has obtained a judgement-he will want his share -not all we presume all go to the Halifax and presume he has a second charge on the property and he is trying to obtain his share -which has to be fair in law!
These agreements can on the surface look very good and do not want to upset you in anyway but stongly advice that you see a Lawyer on this if only to go over the papers and aggrements as you are not working you should be entitled to Legal Aid Aplication
Good luck
Charles Twford