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How much compensation?

from Penny Pepper (pennypepper@www.com)
I have been in dispute over a shortfall claim for many years. There are many errors - in particular their administration. I believe they have acted unlawfully and have breached every applicable section of the mortgage code. To cut a long story short after they have intimated me and behaved in a discusting manner they have now offered to settle out of court (they were threatening court). I was intending to counter sue for compensation for their negligence and intimation. I have also contacted the banking ombudsman who are happy to take the case if I do not reach an agreement with them. They have gone from a #25.000 demand to now asking me how much I will accept to settle.

This has cost me (in real terms)a great deal in postage, telephone, and time costs - I have carried out extensive research as I have been unable to pay a lawyer. The anxiety over several years has been almost unbearable. I have lost my home and my credit rating and conseqently cannot get another one. It is only because I have stood my ground against their constant threats and pressure (including this postcard trick - they knew where I was, anyway I was asking for their help!

Although I am fully prepared to go to court, I would also dearly love to get this thing finally sorted out. I am absolutely skint (heavily in debt). Would I be better to settle with them? If so, what do you think would be reasonable?

I would welcome any advice. Thanks

(posted 8678 days ago)

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