I myself am a Money Advisor at Nuneaton CAB. We take referals from our general advisors as well other departments such as the local Council, Social Services etc. We help to draw up a financial statements and then with your permission try to arrange an offer for arrears of the mortgage before the court hearing. We also represent at the county court and again will try to arrange a [payment that you can comfortably afford and clear arrears in a reasonable time.This can be as long as the mortgage remains.We also have a CC rota with other local CABx who will pick -up clients at the actual hearing and give instant advice. If need be we will open a file and continue our money advice for all arrears - non-priority included, and do regular reviews on your situation until you feel you are able to manage them again yourself. Any further questions then please donot hesitate to contact me.(posted 8696 days ago)