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I need to make an offer

from robin dodd (robdodd@dialstart.net)
Hi

Ive been asked for 30000 from a solicitor for nationwide.

Im on a modest salary (22000) but after paying bills and maintenance Im left with 300 for food and clothes a month.

The solicitor has said on the phone that nationwide normally look for 50%.

The solicitor asked me for my salary and i told him (Duuugh), asked me if I rented then I said yes and cut the conversation.

I told him I had no friends or family who could lend me money, but I would ask the bank, which I will do.

What really bothers me is that the nationwide did and charged for a survey valuation for my 38500 mortgage then sold the house 6 years later for 19000 - the solicitor said it would have been sold for the market value.

I dont know if my bank will lend me the money - I can "afford" a 5000 loan if I pull my finances tight.

Please help if you can spare any advice

Robin

(posted 8665 days ago)

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