help

Bought house in 1998 with my then girlfreind,in august 98 she then left.Mortgage is in joint names but i have been paying for the past 2yrs.I have been paying into an iva for the past ten months as she left me in alot of financial difficulty. Just lost my job & are unable to continue paying the IVA & the mortgage.I no longer want the house as it has been a headache from day 1. Is there anyway out,can i go bancrupt voluntaraly or not because of my IVA

thanks

d anthony

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