[ Post New Message | Post Reply to this One | Send Private Email to james wing | Help ]

PLS HELP ME - I0 YEAR OLD DEBT; I CANT GO THRU THIS AGAIN!!

from james wing (matchbox90@hotmail.com)
Please could someone offer me some advice. In 1990, after horrendous personal trauma, Bradford&Bingley repossessed my house. I appreciate that the circumstances of most people on this site have been desperate and difficult but mine were mind-boggling. I was in my early twenties and my father told me my grandparents needed money urgently so could I buy their house. I was pressured in a matter of days into signing a mortgage document with the Bradford & Bingley but did not know the true story. The money actually was for my father who was in hopeless financial difficulty. My father assured me he would meet the payments. With a low-paying job, I was in absolutely no position to meet the payments. Within a few months, I found a letter which stated that the property was to be repossessed and it became apparent that my father had been intercepting letters to me concerning the mortgage. Shortly after my father was arrested, tried and jailed for an unrelated fraud matter. This came out of the blue and resulted in my ill mother, and younger brothers and sister being thrown out onto the street in a matter of 4 weeks.

I pleaded with B&B about the mortgage but they insisted on repossession. I had to go to my 85yr old grandparents and break the news to them. My grandad had made his last mortgage payment on the day he retired twenty years before. The local council found them accommodation but they took it very badly and their health went downhill. They both died shortly after. Aside from my grandparents and my mum, my own relationship broke down.

I am now living abroad, having built a new life and a great family. Out of the blue two weeks ago, I received a letter from a solicitor acting for B&B stating I owed 60k pounds. I threw up and all the old worry came back to haunt me. I was so ashamed of my father's (and my?) conduct that I never told my wife as it all happened so long ago. What can I do?? Can they do this to me? Can they pursue me abroad? Who should I see? Someone, please, please help me. It means more than just words. I cannot go through this again. I really cannot.

(posted 8564 days ago)

[ Previous | Next ]