[ Post New Message | Post Reply to this One | Send Private Email to Matt | Help ]

The letters are coming quicker now - any help please.

from Matt (mattyc@ntlworld.com)
I am using a lot of the arguements on this site in my dealing with, firstly a debt recovery agent and now a solicitor but am concerned that as IT IS NOT THE LENDER who is chasing me but the MIG company things may be different(Solicitors acting for a Debt Collection agency who are, in turn, acting for the Royal and Sun Alliance who were the MIG company).

Does this change things at all or am I safe in using the same arguements?

The solicitor has admitted that they do not have a money order judgement as no court proceedings ever took place. Does this mean that there is no debt and shown in one of the newsletter pages on this site? I have tried to speak to Carol Riley again but as yet she has not contacted me and do not know how far to take this in correspondence.

Two other areas of concern to me are that I was never notified of repossession by the Halifax and only learnt of it through a friend who was still in contact with my ex partner. The Halifax had my forwarding address and phone number and had been in contact with me. Surely, in accordance with Statutory Limitations as I have read on this site, they were obliged by law to inform me of the repossession. Any thoughts/help on this on.

Anything I might be ale to do to help, ask and I will try. I am only at the start of what is likely to be a long saga but am willing to use what I learn (lots of surfing at the moment to get my ammunition) to help as many other people as possible.

(posted 8533 days ago)

[ Previous | Next ]