Response to Questioning the amount owed to bs at time of sale

Hi Rob

I see Eversheds are being their usual polite and helpful selves!

If they won't give you the documentation you ask for, then you could write back and say that without copies of the supporting documentation to their completion statement, then there is little else you can do. You are not admitting any liability for any debt until you can be shown supporting figures justifying their claim and that you are indeed liable.

Basically the ball is back in their court, you could just wait until they issue proceedings (if they ever do) and use the discovery procedure to get the documents you want.

No doubt Eversheds will keep on writing to you threatening all sorts. If they do, or their debt collectors do, then just write back calmly stating your position and that you can do nothing until you have the necessary docs.

Even if they did issue a statutory demand (which I doubt they will) then they still have to back up their claim, and when you put in your defence, the courts aren't going to be very happy.

There are some sample letters in the "Lenders Shortfall Letters" section to help.

keep your chin up and get well soon

Pendle

[ Previous | Next ]