It is my understanding from speaking to Carol and from text on this site about money judgements that they 'should' return to court within 1 year of repossession to get one. Without this they are not supposed to have a claim against you. As Jacky has said they seem to be able to go to court later than this to get one.(posted 8515 days ago)It seems that we need to speak to Carol Riley to get moreinformation about this. I will try again and wou;ld be grateful to anyone else who tries as well.