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Response to I am a single mother whose mortgage is 3 months in arrears

from Jo (chrisbrad@zoom.co.uk)
Hi

Congratulations on the birth of your child. You must contact your lender ASAP and advise them of the situation and that you will be elegible for DSS in May 2001 they may be able to sort something out for you. Also with regard to benefits how long have you been on benefits as apparantly they can backdate your claim for housing interest assistance. i.e if you have been getting income support for 6 months you would already be legible for the housing side of things. Another point is go and see your CAB to make sure that you're getting all of the benefits that you are entitled to some of the ones to consider are:

Single parent benefit Family Allowance currently £15.00 per week Incapacity Benefit - not means tested and you can get up to £90 per week on top of your other benefits. Council Tax Benefit - keeps the wolf from the door

Please try to make your mortgage payment your priority, negotiate with your other creditors to reduce your outgoings and pay as much of your monthly mortgage payment as you can.

Best of luck

Jo

(posted 8514 days ago)

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