how long does a default stay!!

i have a loan with Cedar Holdings Ltd: we fell into arrears with them almost nine yrs ago, we do have an arrangement with them,(they extended the loan for 6mths to cover the arrears,) we have had a credit file and that was the only thing showing on file , we have found out it is a default, the loan is due to finish in July, but we need to know how long will the default stay on file? There is nothing on file to show that we have an agreement with them, but we are having trouble getting credit of any type and like i said , this is the only thing on file! please help

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