Hello Lubna, After reading the heart-breaking stories on this page, could you really be truly happy dwelling in a place that has caused its previous owners such misery? I have been pursued by the Bradford and Bingley for more than 4 years for a repossession that took place about 9 years ago. I have been constantly reminded of my unhappy marriage during this time and have suffered stress-induced illnesses. Yet I count myself fortunate as I have a strong constitution. Others aren't so lucky.(posted 8500 days ago)