what do we do next,DLA are chasing on behalf of Abbey National

One year ago we recieved a letter from DLA asking us to repay £32000 on a flat we bought in 1991.In 1995 we handed the keys back in using Union fianances MIG Policy.To keep a long story short after 1 year of letters to and from DLA they have said we can pay £14000.They also said that a lump sum of £7000 would bring this matter to an end.Unfortunatly we have not got £7000 and offered £2500,they refused our offer and replied we will have to pay £100 a month off our debt of £14000.This would take 14 years to clear the debt and i dont have £100 to spare a month (i wish i did).We have recieved all the information about our property ie: the valuation report and whom it was sold to.We dont know what to do or say next,we want to bring this matter to an end,as one year of stress is enough for anyone,please halp if you can.

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