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Bradford and Bingley- Just how unreasonable can they be?

from Debbie Beal (debbie.beal@ntlworld.com)
B and B's solicitors have been after me since 6 Sept. 2000. We have sent correspondence backwards and forwards since this date. They are refusing to send me copies of 3 independent valuations they claim have been done. They are insisting that a Best Price Certificate confirms that B & B adhered in their duty to obtain the best price possible for the property. They are also refusing to furnish me with copies of any expence receipts that they claim they have paid out. Each time I receive a letter from B & B's solicitors (Hammond Suddards) they always have for the final paragraph that they now want my completed income and expense form. I also asked the solitors in my last letter to them why they failed to notify me when the property was being sold, as I was totally unaware of the sale. In October 1995, I wrote to the solitors from my address at the time in Southampton, offering my payment proposals for the then £700.00 in arrears. As I was only on a very low income at the time my proposal obviously was not good enough. They went on to repossess the property, sending court papers to my parents address.I asked them why they did not write to me at then my Southampton address, they have told me that they did not have my address on their file which I know to be a lie. I heard nothing further until 6 September when they wrote to me at my new home demanding £14k... a little bit more than my original debt of £700. I have failed to complete any I and E form. What can I now do if they fail to send me the proof I consider I am entitled to, that my property was for the value they are claiming was the best price. I consider my property at the time to be worth in the region of £28k they sold it for a cash price of £18k. Please Help!!!!!!!

Debbie

(posted 8505 days ago)

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