You stand the best chance of getting a mortgage either from your own Bank who know you, and have your good history to see, or viaa mortgage specialist like John Charcol, who search the market and locate the best deal for you.(posted 8503 days ago)The larger the deposit you are putting down the better as the lenders are less concerned about loaning money on propoerty where even if the market dropped 25% the property would still be worth more than the mortgage on it.