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Response to Did your lender wait years before contacting you?

from Matt (mattyc@ntlworld.com)
After 10 years they arrived, uninvited!!!!!! Why it took so long is a mystery, they will not tell me and I have had a bank account with the Halifax since 1993. I have applied for and got credit in a variety of guises. I am on the electoral role and always have been. They had a forwarding address for me and never used it. All they did is write to an address for over 9 months at which I was not resident and ignored returned letters telling them this. Wrote to another address where they were told in writing and on the phone I HAD NEVER LIVED. They then wrote to that address again!!!!! I could go on forever.

What it seems to boil down to is that I am probably well off enough to pay up by now so they sat on it, sold the debt onto an agency who are now doing their worst. Their worst being writing with threats, giving deadlines, being unable to read my letters and answer what I ask and then, when it gets a bit tough, putting me to the bottom of the pile until they feel a bit braver!!!!!!

I'll stop now cos' I'm probably boring you!!!!!!!!!!!!1

(posted 8458 days ago)

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