Thanks for your comments. If you are reading this Carol your thoughts would be gratefully received as there is obvious confusion on this matter. I have already asked for the mortgage deed along with many other documents and basically told them to 'put up or shut up' but a bit more subtley. What a suprise, they have doen nothing for a long time now.(posted 8452 days ago)As yet I have not gone down the road of a SARN as I strongly beleive that the 'debt' does not exist and therefore why should I spend any money on this - they have been kind enough to even send letters with unfranked stamps so I can re use them!!!! One day I will probably have to but not for a while yet.
What I am really trying to ascertain are the facts re the money judgement. The repossession on my flat was at least 10 years ago, they will not tell me when, and I feel that it is very unlikely that any court would even entertain a case to obtain one let alone give them one.