My relationship with ex-partner ended 6 years ago. We have a property with outstanding mortgage of £21,000, the equity in the property is approx.£30,OOO, the mortgage is held in joint names and I am the first named,it is held with the HALIFAX. I moved out and had no problem with ex-partner remaining in the house ( there are no children involved ) however letters to me re:arrears are now arriving, the last one threatening repossession, however when I contacted they informed me that my ex-partner had once again made arrangements to pay off the arrears in instalments, amount outstanding is about£600. What I am hoping is that someone could advice me, as I do not wish to be blacklisted because of this situation ............ A. Can I enforce sale of the property ( partner unable to buy my share out )and is it a complicated process ?(posted 8473 days ago)B.What I also need to ask is - I am aware that partner has been to see a solicitor re; changing from joint names to tenants in common. I have received a Notice of Severance of the joint tenancy from partners solicitor stating that they have been instructed that the property is now to be held as Tenants in Common, there is a copy for me to sign and return - however I have had no contact with ex and havent agreed to this, can anyone advice if it can be done without my agreement ?
I would be so grateful for any advice as I dont have have much surplus cash to spend on legal advice at this time. Thanks Joyce