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Help - Abbey National/DLA - V - Me

from Hope Davies (hopedavies@hotmail.com)
I have posted my story before Re Abbey Nat & DLA Harassment I have read through this site and have found it so helpful, and it has given me the courage to fight on. But I now feel I have come up against a brick wall. My last letter to DLA was asking to see the list below: 1. Mortgage Indemnity Guarantee 2. Mortgage Deed & Conditions 3. Valuation Report 4. Sales details of property 5. Evidence of the price obtained for Property 6. Evidence of the calculations on the final Statement This is the reply I received 1. I was not party to the contract therefore I am not entitled to sight of the document

2. They do not hold a copy of the Mortgage deed, however this can be obtained from Land Registry (But they did send me a copy of Mortgage conditions, relevant to my mortgage)

3. The sales details are Private & Confidential and are for their clients use & sight only.(But they said the property was valued at £78,000 and sold for £88,000.(My mortgage was £83,000, they put interest as £78,000 on the Statement)

They also enclosed a Statement of Sale fact sheet But the final paragraph was 'Unless we receive payment in seven days of the date of the letter, we have instructions to issue legal proceedings without further notice'.

Can someone please HELP and advise as to my next move. I know lots of people are in the same position as me, but its nice to have a site like this, it makes you realise you are not on your own A big thank you to those who have set this site up.

(posted 8441 days ago)

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