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Response to CIFAS

from anon (i.hate.abbey.national@another.com)
%This advice is base don my own experiances and must be used at your peril.

CIFAS registrations such as "incorrect details provided on a credit application" last for 18 months. At that point all banks and finance companies should delete them as they have expired. However, in my experiance the banks record the information elsewhere and it is never deleted. I have reported this situation to the DPC and to CIFAS.

CIFAS Alerts should be short term warnings which require further proof or they expire.

Check with CIFAS, just phone them up and ask them, if you have questions about this.

(posted 8458 days ago)

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