Unfortunately, your experience is by no means unique.(posted 8448 days ago)It provides yet another real life example of why Mike Hancock MP's Early Day Motion takes the form it does:
"EDM 62 DEBT RECOVERY 07.12.00 Primary Sponsor: Hancock/Mike That this House denounces the unacceptable tactics used by lenders, specifically Abbey National Bank, to try to force settlements on debts which they will not properly substantiate; notes that such tactics breach the Mortgage Code while lenders are not being held to account; condemns mortgage shortfall debt recovery by lenders like Abbey National Bank many years after repossession; and therefore calls upon the Government to take the necessary steps to ensure borrowers are given the protection they deserve from lenders intent on maximising their profits at any expense."
I understand that Mike Hancock, Geraint Davies, Nick Harvey, Bob Russell, Tony Benn, Steve Ladyman and Phil Woolas are just the latest MPs to 'take on' lenders on behalf of constituents.
Mike Hancock's EDM can be viewed at: http://edm.ais.co.uk/weblink/html/motion.html/ref=62
This is a national scandal.