Paranoia. I work in the direct marketing industry & believe me they are not that smart. They will correctly not tell you about marketing information that they keep on you because they don't keep any. Credit card marketing is just a case of mail as many people as possible and hope 2% reply. Month in month out. The same addressess year after year. Don't think you've been selected at this stage,if you have a pulse (or had one recently) you can be on a mailing list. The selection happens when you reply. In your case this would be when your dispute with them would cause your application to be refused.(posted 8450 days ago)The judge, if you get that far, will not be intersted in a possibl minor breach of the DPA. It is more likely to annoy them and work against you.