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Experian and Equifax - the whole story?

from A Student (mbc109@york.ac.uk)
After Citibank messed us around in too many tedious and expensive ways to mention here, they finally sold our house for 37.5k in 1995. The last communication we received from them was in late June of that year, asking us to send them a cheque for some spurious figure of, from memory, about 42k (bear in mind we only ever borrowed 50k and paid them back 29k in repayments, and they made another 37.5 from the sale...that's the joy of endowment mortgages!)Anyway.... you will have noticed, gentle reader, that this means we fully expect to be contacted by them soon as the 6 year rule will apply (Citibank are a member of the CML). Looking at our credit files from Experian and Equifax, however, we discover they don't mention any mortgage repossession debt at all. Zilch. Has a miracle occurred, or should we still be steeling ourselves for the onslaught? Any advice welcome.....
(posted 8438 days ago)

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