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HAMMOND SUDDARDS How do they prove debt?

from Amanda Watkin (amandawatkin@hotmail.com)
Hammond Suddards responded to my SARN as follows: "I can advise you that we hold relevant personal data in our department, Repossession Sales Debt Recovery Department. This data is held by us for the purpose of legal proceedings for recovery of a shortfall on the mortgage debt......in this respect we consider that ay information which we have has legal professional privilege and is exempt from the provisions of the Act".

I have continued to request information, to no avail, as they still maintain they hold nothing. However, today, I have received another letter saying "we have supplied you with all the information we hold and have now prepared court proceedings against you which will be served on you in due course". They maintain they have sufficient information to prove the debt. All I have received from them is a completion statement. Can someone please advise me of the minimum they would need to do so?

Many thanks

(posted 8386 days ago)

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