[ Post New Message | Post Reply to this One | Send Private Email to Ray Whitford | Help ]

voluntary repossession, how to get another mortgage?

from Ray Whitford (ray.mondo@lineone.net)
A year and a half ago I handed in the keys on my flat. The flat was in mine and my ex-wife's name, although in our divorce settlement I was given full responsibility for the property. The mortgage lender would not remove her name from the mortgage, as it was in negative equity of approximately £15,000. I stayed in the property after the divorce, and kept paying the mortgage, until I got made redundant. Once I could no longer pay the mortgage I attempted to sell, and was unable to for months. After several months of not paying the mortgage I decided to hand in the keys for the property. I have heard no more since handing in the keys, and have now moved from the area, and given no forwarding address. I am unsure of what I can do now, I would eventually like to get another mortgage with my new partner but will I be able to? Also what happens about the negative equity, and outstanding charges? Please Help!
(posted 8368 days ago)

[ Previous | Next ]