Hi all. Just found the site...very interesting. I had a repossession in 1992. Total nightmare all round..shortfall of a lot of cash, even though I had a Insurance protection cover. Basically the Building Society undersold. Over the past 10 years Ive built my credit rating up, and am looking to get back on the housing market. Should I leave it another 2 years? Or should I apply for a mortgage? I realise that 6 years has past, and Im not in theory on a mortgage black list, and it doesnt appear in any Credit Agency reports sent to me. My partner is worried that as soon as I apply, my name will appear in lights and there will knockings at the door. Im also interested in looking at some of the original court paperwork etc etc, but again, dont want to rustle the leaves and have all havoc dropped down upon me.(posted 8365 days ago)A debt collection agency DOES know where I live by the way, so Im not in hiding.
I would appreciate any comments.