Thanks for your time in answering.(posted 8361 days ago)Elenor: The debt agency is a representive (or so they say) of the Biulding society. They remind once a year or so that the monies are out standing, that I have 7 days blah blah. As per this web site, not much happens aafter the threats.
Yahoo: I read on this web site somewhere, that the black list only lasts for 6 years, and then you are removed. You state that [we] stay on the list for 12 years. But why then do we pay for a credit search with the agencies etc and only recieve part of the info? Surely the Data Protection Act is allowing us to see EVERYTHING that they hold on us?
I look forward to your replies.