Eversheds Placed charge on my house

Everhseds Works for Driaect auto finance as Was now YES car Credit. I fell into arrears...had the car repossessed and Direct auto Finance sold the car for thousands less than they charged me.....then asked my to pay the difference between the full credit charge...including all interst payment less the pittance they sold the car for. They since placed a charging order on my house and are now threatening to force its sale?.....can they legitamately do this.... I didnt go to court becuase the case wqas in Nottingham....(Not cardiff for a change).

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