I don't understand what you mean by what court experience I have had against these lenders. I have had none. I haven't quoted any specific examples of cases concerning these companies. What I have said in my posting above is a mixture of common sense and both my own and others' experiences.(posted 8346 days ago)If I want to know what solicitors do, then I ask them! I have no objections about approaching a solicitor (or other person) to find the answers to my questions. And when I find out information, I'm quite happy to share it!