Is anyone aware of any successful cases/claims against a lender for wrongful repossession?(posted 8316 days ago)In my case, Lender was aware of my address and had communicated to me there. Property was let to a tenant and lender was aware of this. Repossession order etc served at the property not to my correspondence address. The tenant absconded and the property trashed (everything including bath and CH!). I put a proposal forward that mortgage repayments could commence once repairs had been completed (I'd had a part payment off buildings insurance towards this)and gave them the option that I would hand the keys back if they were not in agreement with this. I heard nothing but they repossessed the property, addressing all correspondence, and visits, to the address of the property and not to where previous correspondence had been sent. I believe I have a counterclaim against their current claim for shortfall.
Any advice gratefully appreciated.