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Response to national home loans still chasing shortfall after 9 years

from sm (mamba@moss82.fsnet.co.uk)
Hi, This is just a quicky as i am a bit busy at the moment,but will get back to you if i think of anything else.firstly have you served a sarn on the nhl? also all the info relating to the sale, e.g valuations of the property(2 at least)it seems to me that they sold your house far to cheaply,ask them for the original mortgage deeds did they sign them,have you signed( some mortgage deeds around 1991- 1993 were not signed by the lender saying they could chase you for shortfall) them' check the conditions.did they get an MJO they have a year to do it i think. 10% is about right.Check the 6/12 year rule it might not apply but check.there is so much stuff on this site just follow the threads and you be amazed what stuff you'll get.The main thing is not to panic, stay calm and check everything on this site and find out what other people have done. Best wishes and good luck. Stephen. P.S if you can' buy the litigation handbook from Amazon.com it's a good little book dealing with civil procedures.
(posted 8285 days ago)

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