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Response to Question re surveys on repossessed properties and bankruptcy

from Too scared to say (iwasduped@yahoo.com)
With reference to your ex going bankrupt...the last poster was right in that you *must* find out if he included the mortgage in his list of debts. What the OR can do is to exclude it - he would have to have (read should have) written to you at the time your ex filed and advised you that this debt had been listed as one to be included. You would in all probability have joint and several liability and he should have asked you how this was to affect you. In my case - the OR didn't even bother to check and the Lender whacked me with the lot and continues to hound me 11 years on. My ex walked away from everything and has since been discharged!

The OR (Official Receiver) dealing with your ex's case will be attached to the Court where he filed - that should be easy enough to find. Write to him asap (recorded delivery - they are useless) and lodge an objection to the bankruptcy based on the inclusion of a joint and several liability you will be left with. You cannot split the debt - tried that one - it's an all or nothing situation.

(posted 8270 days ago)

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