I have gleaned a lot of information from this web site concerning the 6 year rule and the "nice and friendly" way that the banks have implemented this. However, when does this this start from I beleive that this is from the time that the house/flat is sold? DOes this also mean that the clock stops when they contact you concerning a shortfall?(posted 8289 days ago)I am in the process of being made bankrupt by Eversheds on behalf of the halifax due to me in debt (word used very loosely) for 30,000 pounds. I have tried to fight them on the MIG side and have had two court appearances for my troubles. The second case was ruled against me on the grounds that the judge thought that the MIG is for the bank to chase and gives me absolutly no rights to claim against it. The next court date is the end of this month (August)for the bankruptcy hearing. I have offered a settlement to them but they will not settle for anything less than 20,000 pounds. I dont have this kind of money! Can anyone else help on what else I can try or can going to the papers help! if so does anyone know a good journalist who would be interested.
Thanks and regards, Ray