If you have made an arrangement the 'assigns' can take it over if they have been assigned it.Any mortgage co reserveves such a right in the original offer.Look how many have merged in 10 years.You nedto examine the agreemnt that you made if you have been paying all this time then I think a court would rule that you made an arrangement and will have to hnour it.See a recommended lawyer not a lazy donkey one!(posted 8247 days ago)