Property Equity Release

My mother in law was persuaded 12 years ago to take out a loan of £30,000 against her house at 1% above base. This sum was then put into a Unit Trust to provide an income of about £800 - £1000 p.a. (The compulsory insurance was £560 p.a.!!) She was required to pay nothing back over the years and her debt against the house is now £89,000. As this figure now exceeds 75% of the house value she is being asked to pay off her 'mortgage' at £500 per month, no chance. We believe that she was a victim of mis-selling. Are there any other published examples of cases like this that we can study to help her? Also is there a calculator I can use to check the interest rate used?

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