Does anyone no the real concept of the MIG?

My battle with the Abbey National (National & Provincial ) goes on.My question is ,Why did we pay for a MIG in the first place?,was it just to make money for the "Fat Cats" I thought that if you took out insurance then the insurance company paid out the claim and that was it, after all if you take out home insurance and you make a claim they pay out and thats the end. Why did'nt the lenders just say " well if their is a shortfall you have to pay. If they are chasing money apparently paid out by the insurers why did they bother in the first place.Maybe it's me but I just don't get it. Lastly I urge everone who is caught up in a shortfall claim to write to their MP. I have just had a reply from a leading head of Government and he is deeply disturbed about my situation which can't be much different from yours. He is taking it further and hopefully some good will come of it.Please, Please , write to your MP, the more people who write the more can be done to stop this happening. Best wishes to you all. If you wish to no more please feel free to Email me privately.

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