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Response to Six Year Limit Query!

from Matt (Mattyc@ntlworld.com)
In my opinion they are barred as they are over the 6 year limit. The agreement CLEARLY states that it is when 'contact' is made although there is a safety net saying that if you knowingly ignored letters then it is from when procedures began.

They will say that it is from when they activated your file - so they could have started in 1999 and done nothing for 2 years. They will never, in my opinion, go to court over this as it would, if they lost, not only make them all look silly but make them lose hundreds of ongoing cases.

Basically they will say they are allowed to recover the money so pay up or else.

To my knowledge there is no case law since thuis agreement to go on so rrad the CML agreement on their site and quote sections directly in your letters. It is up to them to show they are abiding by it.

(posted 8232 days ago)

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