Do you have the details of the arrangement in writing or if not do you have the name and details of the telephone call.(posted 8231 days ago)If it is in writing then I cannot see any judge giving them possession. You have after all negotiated an agreement which is what it is all about. If it is not in writing firstly write a letter to the person who agreed it putting it all in writing and get them to confirm - send it recorded at least. If it goes to court and there is nothing in writing I beleive, please all correct me if I am wrong, that an agreement over the phone is today considered to be as binding as a written contract so again I cannot see a judge giving them possession.
On remortgaging, there are many out there who may lend the money but be prepared for a higher rate of interest (I know its silly the worse off you are the more you have to pay). Find a totally independant financial advisor they will be in the yelllow pages and tell them the full storey. Mine is excellent - I don't supposeyou live anywhere around COlchester as that is where he is.
All the best